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Naam (Receivable / Debit)·نام

Roman Urdu: Naam / Naam Nikalna

Naam is the traditional bahi-khata word for the DEBIT side of a party's account — a receivable, i.e. money the party owes the adhati. When a buyer (beopari) takes goods on credit (udhaar), the amount is written on the naam side of their khata, and the running naam balance is exactly what the adhati has to recover. In mandi speech 'tumhare naam nikalta hai' means 'this much shows against your name — you owe it'. In modern accounting terms, naam = a receivable / debtor balance.

Example usage

Example: the munshi prepares the naam (receivable / debit) and shares it with the buyer or driver on WhatsApp.

Frequently asked: Naam (Receivable / Debit)

Does naam mean the party owes me, or I owe them?+
Naam means the party owes you (the adhati). It is the receivable side — when 'naam nikalta hai', that amount is recoverable from the party. The opposite side, where you owe the party, is jama.
When does an amount get written on the naam side?+
Whenever the party takes value without paying in full — a buyer lifts a lot on udhaar, or you advance cash against a future delivery. Each such entry increases the party's naam (receivable) balance until they pay.
How does Pakka Khata show naam in a party khata?+
Each party ledger shows a running naam (receivable) balance with aging buckets, so you instantly see who owes you and how overdue it is — and you can send a WhatsApp reminder for the exact naam amount.

Related terms

Jama (Payable / Credit)·جمع

Jama is the traditional bahi-khata word for the CREDIT side of a party's account — a payable, i.e. m…

Khata (Ledger)·کھاتہ

The book of accounts maintained by an adhati — one page per party (farmer/buyer/agent) showing every…

Nakdi vs Udhaar (Cash vs Credit)·نقدی بمقابلہ ادھار

Nakdi (cash) means payment is made immediately on the deal; udhaar (credit) means it's paid later, c…

Parchi (Receipt / Invoice)·پرچی

The handwritten receipt traditionally issued by an adhati after every sale — recording the buyer, th…

How Naam (Receivable / Debit) works inside Pakka Khata

Pakka Khata makes naam (receivable / debit) automatic, transparent, and dispute-free.

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