Documents

Jama (Payable / Credit)·جمع

Roman Urdu: Jama / Jama Hona

Jama rivayati bahi-khata mein kisi party ke account ki CREDIT side ka lafz hai — yani payable, woh raqam jo adhati ne party ko deni hai. Aam misaal aisa kissan hai jis ki fasal bik to gayi magar abhi adaigi nahi hui: sale ki raqam tasfiya hone tak us ke khata ki jama side par rehti hai. Mandi ki zaban mein 'tumhara jama hai' ka matlab hai 'itni raqam tumhare khata mein jama hai — main ne tumhein deni hai'. Modern accounting mein jama = payable (creditor balance), aur yeh naam ka ulat hai.

Istemaal ki misal

Misal: munshi Jama / Jama Hona banata hai aur buyer ya driver ko WhatsApp par bhej deta hai.

Jama / Jama Hona ke bare mein aksar poochay gaye sawalaat

Jama aur naam mein kya farq hai?+
Yeh party ke khata ki do sides hain. Jama payable hai — aap ne party ko dena hai (masalan kissan ki ghair-ada-shuda sale raqam). Naam receivable hai — party ne aap ko dena hai (masalan khareedar ka udhaar). Aik hi party ke dono ho sakte hain, aur net balance = naam minus jama.
Kissan ki farokht jama side par kyun rehti hai?+
Kyunke jab kissan ka lot bik jata hai to net raqam kissan ki hoti hai magar abhi adhati ke paas hai. Jab tak adhati ada na kare, woh raqam payable hai — woh kissan ke khata mein jama kar di jati hai taake tasfiye par kabhi na bhoole.
Pakka Khata jama balance kaise track karta hai?+
Har farokht, peshgi aur adaigi party khata mein darj hoti hai, is liye har party saaf jama (payable) ya naam (receivable) chalta balance dikhati hai. Aap ko hamesha maloom hota hai kis ko dena hai (jama) aur kis ne dena hai (naam), aur aap tasfiya ya WhatsApp par statement bhej sakte hain.

How Jama (Payable / Credit) works inside Pakka Khata

Pakka Khata makes jama (payable / credit) automatic, transparent, and dispute-free.

Party Ledger

Apni mandi ka khata digital banayein

Arhat, bardana, lots, gate pass — all automated, in Urdu, even offline.